If they refuse, and they should probably refuse at least once by the insurance company code of standard conduct, suggest that you will take it to the insurance commissioner of the state. It has been suggested to me that you generally have to ask more than once and that the state commissioner will be interested in getting a copy of your letter and death certificate. Declining to allow you to get your coverage back for that reason would be just disgusting.
Adinva 51, S20, S18 M24 total 6/15/11-12/1/12 From IDLY to H moving out 9/15/15-3/7/17 From negotiating SA to final D at age 50 5/8/17-now: New relationship with an old friend __ Happiness is a warm puppy.