When I was down South, I met my psychologist through my Pastor. He was a member of the church. I didn't have a lot of money as I was running my household down there and paying for half up here. I didn't want to try the insurance because I was ashamed at the state I was in and didn't want my W to know because I was afraid that she would beat the bejeepers out of me with that kind of info...
So... Dr Dan was going to do it gratis because Pastor asked him for help. I offered to mow his lawn and such because of pride but mostly I figured I would get more out of it if I had some skin in the game.
So, that is what i did. I mowed grass, trimmed weeds, and picked weeds. Then we would sit for a bit and talk.
I am grateful for his help. I would not have gotten to the place I am at without it.
Look into pay-as-you-can type services... If you really want this, you WILL find a way to get it done.
“Things turn out best for the people who make the best out of the way things turn out” ― Art Linkletter