Scooby, We can't do the pm on this forum. I am very familiar with the forum you posted the name of and will have to check your postings out over there.
Now about the credit cards. When I was going through this mess, I was informed by the credit card companies that as long as you had a balance names couldn't be removed from the accounts. For my situation, I advised the companies that I misplaced my cards and requested that the balances be transferred to a new account, therefore the old accounts were null and void. When the new cards came, I kept them since my nutty buddy was not living here. Had I not done that, I would have been in debt for thousands of dollars because he was on a spending spree after he left.
Unfortunately, your h is still around and acts like a monster, so I suggest you contact the companies and request that your account authorization be reduced by whatever and that will keep the spending to that new reduced number.
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.
