Yeah, that's what I'd do. I'd keep it chatty (so not to tip him off), and say something like "I know you keep telling me to stop paying the mortgage, but I didn't want to do that without asking you first, since it's in your name. But really, since the groceries, haircuts, doctor co-pays etc add up to easily $______/mo, I guess I don't even have a choice. Or am I figuring this wrong? Hey, I was told there'd be no Math!!! lol"
And see if he responds.
I can do "chatty."
M: 40 H: 44 Married 14 years S11 & D6; D20 & D19 from previous M 2BDs/PAs, 8 years apart Piecing: April 2014