Okay the counselor's office did not bill me a past due amount. It is just showing what I owe. Their billing system confuses the heck out of me. I am not going to attempt to understand it. I am just going to keep paying.

I got my insurance lowered drastically by taking advantage of the low mileage discount (which will expire eventually) and by going liability only. I don't really feel to comfortable doing that, but since my car is only worth about $2500 and it is paid for I am taking serious advantage of it until I get back on my feet. I asked them to revisit this with me in three months. Hopefully things will be better by then.

So no going out to eat (which I wasn't doing much of it anyway). No convenience food and no new clothes (although I haven't gotten new clothes in ages). Any other advice? Trust me it's welcome.

WH

AT BD: WH 41, J 43; Bomb 2/5/2012
Two kids, one dog
D Final 6/18/14
J marries OW 1/24/15
"No matter where you go, there you are"