ok...call me dumb, but please explain what is wrong with taking care of me and getting precertified for counseling for me? It's a new year and I can't see the shrink or counselor without calling insurance and precertifing. Until I am off insurance, I plan to take advantage of it.
The remark about the appraisal, I see what you mean...he could take that as argumentative. But he also had been talking prior to this about getting a home equity loan to get decks and a garage..so I thought maybe I was replanting a seed that was already there???