Trust me, I'm trying to help, and want to see you succeed. It's why I'm here, 8 years later, still "paying it forward," Zew. Don't shoot the messenger.
I try to exhort people -- especially men -- to do that which I see is missing. Often, (more often than not, actually), I'm advising them to plan MORE, and not be so reactionary and emotional. But sometimes, I see someone stuck in "what-if's" and paralysis-by-analysis, and I call them as I see them.
I'm sorry if it comes across the wrong way, but I really am trying to help you