I need a plan for tomorrow, since she owes me a financial proposal.
I expect she'll blow it off. And I suppose that allows me to say that her refusal to take the matter seriously is why I don't feel comfortable having her jointly on my account.
I could ask her about this stuff, VVVV, and say that is why don't feel comfortable having her jointly on my account.
Quote:
It was a few years ago that she started running up cards that I didn't know about. 1) She didn't come to me for money, she just took out CC debt on her own. 2) She didn't come to me when the CC's went to creditors. 3) She went to court instead of coming to me.
These things really bother me, in that I don't understand why she never came to me. Pride? Fear of my disappointment? Fear of admitting failure? Guilt that she let a little thing turn into a big thing?
I'm sure that no matter what, she will attempt to detour making me the bad guy. I'll just have to shut that down and refocus on the fact that she doesn't take finances seriously enough to put the whole household at risk.
And that I'm willing to work towards joint access if she can show continued financial responsibility over time.
And that in the absence of any transparency on her part, I will reimburse her for 50% of reasonable family expenses on her CC.
