Yes agreed, unfortunately I was the one with the majority of the assets so any way I slice it it will put me in a financial predicament. I could take money from the IRA, withhold taxes and penalties and pay off everything but the mortgage/refurnish the house. The money doesn't help me in a retirement account right now, I'm 29 and can definitely rebuild.
Moving forward, this has changed how I would view finances in the future between husband/wife. Marriage is to some extent a business contract. I will get a prenup next time, stating IRA's are each parties choice, and so are work retirement plans so those would be indivisible in the event of a divorce. Had I done that in the first place, this would have been a pretty easy split. Of course, "divorce isn't in her vocabulary" when we got married, so it was a tough sell on why a prenup was necessary at that time. Live and learn right?
Random though- For those that have divorced and remarried, did you or would you go through another wedding and inviting all of your family out again? I've been thinking about this, my family all had to travel like 2000 miles for the first one, flew in, paid for hotels, gifts, etc. I don't know if I could even ask them to do that again someday. This may be an over-generalization but I'm assuming someone getting married for the first time would want a big wedding. Do people getting married the second time go big again, or does it really depend?
H: 29 WAXW: 30
Bomb Drop- 9/9/13 Negotiated Settlement- 5/9/14 D Final- 5/21/14 XW has breakdown in attorney lobby- 5/30/14