No, it's a stipulation that "all family expenses are to be paid for with the debit card." NO CASH ATM WITHDRAWALs.
You can even say "Look, considering where our marriage seems to be headed, this is all financial documentation and transparency that any judge is going to need anyway, so we might as well start getting on the system now. And I'll be the first to admit, the way we've always done it it screwed up."
very good. This would be the first time we talked about impending D. Might be an eye opener.
