I don't know if you decided to send to e-mail or sit on it for another night. I tend to do that when I am not sure how to proceed.
I do wish I had some advice for you. Not sure if you have been over to my thread, but I can empathsize with you. At this stage in the game, I find communication quite difficult. Not because I am necessarily trying to get my SO back, but because I have never had to put so much thought into stupid, simple replies.
In any event, FWIW, I might try to insert it for either the taxes or the insurance and see what happens. Maybe nothing. Maybe he won't notice. See if he mirrors your response. Be comfortable with your e-mail, whatever he may answer.
What have you got to lose by experimenting?
And then take his answer for what it is. You did some extreme mind reading a few posts ago, try not to do that to yourself.
If you want to be daring (and you are comfortable with this), maybe ask if he is up for celebrating the tax refund with dinner. I am just throwing that out there, I don't know that I would ask that, but you might feel ready.
