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And the vast majority of us find out about these resources after the problems start...

Oh, absolutely.
I swear that there are about 5 books that I'm going to insist my children read before even thinking about getting married.

And as I told my W when bomb dropped, so many of these thing could be so easily changed, because I love you and would do that for you, if only I had known. Of course, she wasn't listening by then...