Need help saving my family - part 4

[Scorp7]

LITB, thanks for your thoughts. I agree, my W likely will not go along with what I'm proposing but I think I need to extend the suggestion to her as a responsible parent. If we spend money on L's we are taking money away from our kids so I think I need to do everything I can to avoid the legal route. Even if there's only a small chance she will accept I think I need to do it.