I totally identify with what T-boned posted about how WAS become cold and distant after the DB. I could not make a sense of it for a long time. How can he treat me like that after 17 years together? And didn’t I just hear “I love you” a couple of days before the BD?
TL, it should not coast you that much to remove his name from the loan. He needs to sing the Quitclaim Deed form and notarize it. The 10K you are talking about is probably the cost of a refi on its own. Shop around and see if you can find a better deal. All mortgage companies should be fine with taking him out of the loan, provided you qualify for it.
M:50 H:52 S28 (my S from previous marriage) M:17 + 3 BD: 06/12 S: 06/12 - H works in another state