Thank you CC, CW and TB smile

That explanation you posted spot on. I will re-read that too, thank you for posting it. Yes I too act happy but know that I come across as more cold and indifferent. It will be a brief encounter because he doesn't talk and if he does it's only about his work. Yes I keep telling myself detach, easier said than done. I'm pretty sure he will never come back regardless of his MLC, mostly based on pride and stubbornness. I do keep the door ajar though, it's too soon to close it. I have to refi too, I have a year to do it - originally he had in the papers 90 days. No way I could do all that in 90 days. I don't have to pay him anything, he just walked away from it. My lawyer said i'm "winning" with these divorce papers that I signed, however it feels like losing. He left me with all these pets that I love dearly but i'm afraid that during an appraisal it will lower the value if he comes in and sees all that. I'm going to do more re-arranging (move litter boxes somewhere less noticeable) and perhaps board them all on the day of appraisal. You'd think there would be an easier way to remove someone from a loan. My banker showed me the numbers and it was going to cost me 10k to refi! seemed crazy to me just to remove his name. so annoying. I may do a shorter time frame and see if I can't lower it and get some more competitive rates. Thanks again you guys for responding. I will post tonight on how it went.


Me - 42
exH - 56
Married 10.5 years
Together 17
bomb dropped 1/6/14
signed papers 2/4/14
H moved out 2/22/14
D final 4/4/14
Dropped the rope 5/17/14
2 cats, 2 dogs