Equity: $325K

H's plan is to co-own for 5 more years and then sell and split 50/50. Odds are good the value will be somewhat higher then since metro should be running here by then.

I could buy it from him now, and that would be advantageous because the increased value would be all mine, if it materializes. I have a letter prequalifying me to buy it now. I believe H would rather keep his money in the house right now so I think he would object to cashing his part out. My worry about him saying no has prevented me from asking about it for a long time (just being honest, trying to start facing my fears one at a time).

The new lawyer's thinking was that these choices are basically equivalent but with my cash flow problems short term I may be better off co-owning it with him for five years.

My gut reaction two years ago when he proposed it was that I did not want to co-own my home with my x, that I wanted a clean break. But in the past two years, it has really not been an issue, that was more of an emotional response than a financial one.


Adinva 51, S20, S18
M24 total
6/15/11-12/1/12 From IDLY to H moving out
9/15/15-3/7/17 From negotiating SA to final D at age 50
5/8/17-now: New relationship with an old friend
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Happiness is a warm puppy.