The retirement is impossible to factor because it's PERS. It could half a mil or $200,000 or whatever????
No, it's not impossible to factor. Normally in a divorce you divide the retirement assets and pensions with a QDRO, there are actuaries and formulas and they figure it all out.
This is why you need a LAWYER. You need a valuation before you can figure out if you're getting a good deal or not.
Now - I don't know a lot about PERS, but I'm assuming it works out somewhat like a pension or social security.
In my case, my ex had a defined benefit pension. His benefit was accrued at 2% of his final salary per year work for the first 20 years worked, then 1% per year for the next 10 years. Maxed out at 50% of his final salary.
I was married to him for the first 17 1/2 years. Unfortunately, the formulas they use don't credit me with the fact that those years were the highest years of percentage accumulation - I just get my retirement based on a ratio of 17 1/2 years /30 years x 1/2. (Or something like that - I've got the papers in my files).
Anyway, my point is, there are formulas to figure all this out. Maybe get your bookkeeper friend to help you with the math.
