The question of you bringing in more money is a question for an attorney. Obviously that could have an impact if you guys do get divorced and you're "showing" a greater income.
I wouldn't make ANY major financial decisions right now. If you can survive on what you have now, I'd recommend doing that for the time being until you consult with an attorney. If things improve over the next several months and you can speak to your W about it without having to consider the M, then that would be a good time to do it. If in a couple months from now she does file for divorce, then obviously you will have consulted with an attorney to get his/her advice on your income sitch.
Why does she want to pay the cards of ASAP? Is this something new or has she always wanted to pay them off quickly? The reason for asking is whether or not she wants that type of debt hanging over her if she has to be self-sufficient? In other words, improving her "safety net."
Me: 33 W: 27 S: 5 D: 2 Bomb: 1/2/14 First Separation: 1/25/14 MC: 2/7/14 (one time only) Moved Back in: 3/31/14 W says she wants a divorce and moves out: 7/26/14 Appt to sign dissolution: 12/30/14
