You mean you aren't supposed to live paycheck to paycheck?? Dang! I've been doing it all wrong all of these years??? smile

Sorry, had to insert a little levity.

Kat, you are certainly one of the most thoughtful, forward thinking moms EVER and that can't help but rub off on your kids. Keep plugging along the way you are and sharing your thoughts and ideas with them. They will get it.

T19 M15 S19 XH47 M43
bomb12/4/07
PA5/07
S12/26/07
D final 11/17/08
Back together with no defined R 05/2010
confused....to say the least!!!