Our health insurance isn't through H's employer, and if you file for S or D, there is an immediate injunction preventing any change in insurance without written consent. So we are ok there. I spoke with our insurance co a while back and we can just split off I to two policies and split the cost without reapplying. Phew. The rest of the insurance will be a nightmare bc it's all bundled up with all kinds of cross policy discounts.
This whole thing is going to cost a ridiculous amount of money. Smh.
I should look into the tax aspect of S, thx for mentioning it.
It is none of those Starbucks, haha. it's the drive through on Colo. Not far from B&N. Sorry, I imagined your office being farther west - didn't know how loudly I was arguing the day you could hear me from your office.
me: 44 XH: 42 M 11 years D10 and S8 Bomb drop 9/27/13 D final 7/1/14
it's the drive through on Colo. Not far from B&N. Sorry, I imagined your office being farther west - didn't know how loudly I was arguing the day you could hear me from your office. 
