WANT TO COAST ON FLAT LAND

[job]

One more thing...have you applied for your Tax I.D. Number? You may want to look into that, especially if you are operating a business and out of the home. If you happen to manage to keep your home, you'll be able to deduct your business from your taxes because of the space it is utilizing within the home next year.

[JuneReN]

Yup

Definitely make sure your liability is up to date Ambi, in terms of insurance etc.

But you sound good, focused.

Always have a back up plan though. For a laugh ( ha ha) walk me through you not keeping the house. What would you new place be like? Separate entrance for clients? Kennel for fur babies??
Go to town, but think downsize and you and your needs

[Ambivalent]

Job...I love you...

I will split the insurance and place it in an account so there is NO comingling of funds. As long as I spend any money on maintain the property, then I'm fine. But I want it separate just in case. I have a ledger for all of this.

Also, he has used the 401k for our daughter's education, without my "permission" so I don't think this will be an issue. Not that I would say no, but I wasn't "asked" either. That too was "marital" property! Who knows what else he used it for other than the house and bills.

As for a business license, in my town I'm fine. I won't ever have more than 5 people a day. My bulk will be friends, and I have liability forms EVERYONE signs before I even touch them!

This is all covered in school!

The way I have girl friends come over, it would be hard to tell if they were clients personal friends or both! The neighbor that would notice the most, is one of my next door neighbors. They are live and let live. I used to put flowers out on the curb and he defended me to the town council. Someone complained @@. It was NEVER an issue, and nothing ever came of it.

This is even less noticeable . Now, with that out of the way, may we have some joyful hoots? CX

[Ambivalent]

Back up plan...No clue. I am focusing on here, the county and location are ideal. Yes, I could lose it, but it would take some time before I would have to be off the property.

I'm working on keeping it through the atty. She knows that is my primary goal. He would benefit if I took over the mortg. and he would have two write-offs. One the mortg. interest, the other the support.

I want to be the one to make the payments, for I tend to want them to be paid on time. With support, a full or even part time job, side work. I believe I can swing it. I could get a boarder, but if I don't have to, it would be my preference.

I'm taking one day at a time, and I have to stay positive. I need to stay focused on so much right now. School, exams, licensing, job, house...aaaaaaugh!

[Ambivalent]

There is a rental where my friend lives now... it is adorable and very private.

She won't move out for two or three months, so if it looks like that's the way it's going ...I was considering that. The option of working out of the home is really here. My location, my room, the meeting of some needs.

I'm not looking to start a business, just pick up side work gals.

My ultimate goal is to work out of a dr.'s office, medi-spa, and obtain insurance and steady employment.

At home would be extra and cash, mostly friends. If it grew to many clients, then and only then would I consider going the formal route.

[Ambivalent]

Yes I'm awake. I am tired of hot flashes all night long! When do they stop?

[Ambivalent]

Yesterday was a productive day.

Started on the room, cleaning, wall prep.

I dropped by and signed the paperwork @@. I stopped by my spa and loaded up the car. I'm so fortunate to get this stuff from my employer and friend!

Made up quite a few hours at school, even got a peel done on my back.

Stopped by Staples and purchased a financial ledger, and an appt. book, to be used for clients.

I did go into TJ Maxx and got some sheets, which were badly needed, and a shower curtain. I may have to share my bath, and this is needed.

I didn't get by gym, BUT I did go to dance class. YAY! Oh and the insurance check was in the mail box...HUGE sign of relief!

I will be creating the separate acct. sometime today.

[Ambivalent]

I think I'm done...

Husband bounced another mortgage check. Sent him three photo texts of the letter from the account. I didn't feel ANY need to say a word. I don't feel ANY desire to hear back.

If it goes to foreclosure, it'll suck. I'll keep plugging along until I hear any different. The atty has been set in motion, and I'm going to be just fine. If he corrects it , YAY! If he doesn't and things get worse...it'll be awhile before I have to go anywhere.

Either way, I'll live. I am not feeling any urges, and I have no expectations. Would I take him back, hmmm perhaps, but there is much I would have to see. If given the opportunity in the future, probably not. As I said in the beginning , if I let go, I can't go back.

I have guilt over my daughters, and wish their family were in tact .

I know what I would have done differently, and of what I'm proud. I know what I want, and what I would not sacrifice. I will always keep learning and working on myself. I will NOT allow myself to get ugly or spiteful. It would be detrimental to our children and to each other. I will be someone of whom I'd be proud to know. The person my dog's believe I am.

Yes, you all it is HIS issue. He will have to deal with his behavior and decisions . I can honestly look back at the past eight and a half months and say I felt all the emotions, and released them in a healthy manner. I have not acted or behaved in a way of which I would be ashamed, towards my H.

I can hold my head up high and move on. I could care less about a divorce. Marriage at this point is NOT something I would seek. By getting out and dancing, I've come to realize...LIFE DOES GO ON!

I will take each day as it comes and see where it leads me. I'm letting go and letting God.

I have much to do and have accomplished quite a bit today, break time is over...on to the rest of the day!

[Ambivalent]

Got the room mostly prepped, and ready to paint. Went to home depot and got a brush, a gallon of paint and a light fixture to replace the bare light bulb in ceiling.

The shade I picked was a quiet teal. It will be a soothing color, not too dark and not too bright. My goal is to have it all done before Sunday. I have to have all the stuff out of my room at the spa. I believe this is doable.

Tomorrow I take my practical for graduation. Here's hoping I don't royally screw up. My daughter is the model, and she should be fine with it.

We both have dental appts. as well.

I need to make some Dr.'s appointments before anything hits the fan. Eye, mammogram, colonoscopy, pap, and G.P.

I'm going to try and get to a bank for another acct. Anything that should be split, will go into this one. That way if the household needs something, I don't have to worry about from where the funds are coming.

The ledger will have everything in it, and I can stop trying to remember everything.

Lost another couple of pounds, and have started back to the gym. The Christmas holiday and family coming and staying, threw off my routine.

[job]

Ambivalent,
Why not set up your ledger and calendar on the computer? That way everything is electronic and you can back up your system periodically.

As for the bounced check for the mortgage, I'm not surprised. He's already stated that he wasn't going to be paying the mortgage and I guess he wanted to write the check and allow it to bounce as proof that there is no money in the account. I would be watching other accounts to ensure that things are being paid regularly and not be surprised if something is cut off or you get delinquent notices.

Good luck on your practical. Hopefully everything will be calm and you can focus.