So, let's see... If we combine the conservative abstain-until-married philosophy with your wife's philosophy, then nobody would ever have sex under any circumstances at all.
And if you have sex with anybody you could find to that would do it with you, your marriage would end. In which case you would be not-married and you would have to abstain until you were married again. Hopefully, your next wife would not have the same philosophy so that you'd have to go through yet another abstinence-celibacy cycle.
