my wife left, but still lives with me

[tough spot]

Well I have now removed my wife from all of my credit cards. I asked her to go to the bank today to remove her name from our joint checking account as well. She replied that she would as soon as she got her first paycheck deposited in her own new checking account.

Then i remembered our Amazon account so I removed all of that as well. So I think I have limited any potential for aggressive spending on her part. She knows (hopefully) that if she goes crazy with the checking account money, then the mortgage payment will bounce.

Strip out all the emotion from these type things and at the bottom you still have a ton of plain old work/pain in the ass things to do.