I do also have some emergency funds, but I am loathe to use it for anything that is short of an emergency. I consider it on loan from my parents temporarily and don't want to spend a cent of it unless someone is actually bleeding or starving to death.
And certainly I don't want H to know I have it.
me-35 WAS-37 T-16 1/2 Son-14 (HF Aspergers) BD,ILYBINILWY,"I met my soulmate": Oct5,2013 "Letting go because I love him, holding on because I love him."