Happy anniversary. Glad to see that you're taking on the dragon of sorting out finances and your separation agreement, that took courage.
My friends who are budget zealots use the app from mint.com which they find very helpful in terms of sticking to their spending plan. It also produces really funny exchanges like "what kind of ATM charges a $7.00 convenience fee, and why would you visit it four times in one night?"
In any case, it's been a while and it's nice to read that you're in a good place and taking care of business.
Married 18, Together 20, Now Divorced M: 48, W: 50, D: 18, S: 16, D: 12 Bomb Dropped (EA, D): 7/13/11 Start Reconcile: 8/15/11 Bomb Dropped (EA, D): 5/1/2014 (Divorced) In a New Relationship: 3/2015
