My post was only to try to help put the fear/pride of BK/FICO/etc thing into perspective. That it is not the end of the world, it is survivable. And W being angry over what he does to protect his kids doesn't mean the M or chances of R is summarily doomed.
I agree with all the rest.
In the depths of winter, I finally learned that within me there lay an invincible summer. - Albert Camus
Uncertainty is the very condition which impels people to unfold their powers.-Eric Fromm