When I read your W's comments about "checking out" before she's 54, it kinda reminded me of my teenage students, ya know?
More than once, I've had students say, "I'm going to die young." or "I hope I die before I'm 30...I don't want to be *old*."
Anyway, I doubt that it's helpful to you, but it just struck me as something a teen would say...possible MLC stuff where they act like a teen...rebellious, etc?
Sounds like you are rocking right along...good for you! Lots of positive stuff going on in your life.