New to the board, fairly newly LBS from MLC.

[tigerlily78]

I have been a stay at home mom for a long time, did some side work for our small business, but it is part time and I never drew a salary for myself. We have some debt but that is all in his name. A friend told me that was the one good bit of news, that I am debt free on my own even though I don't have any assets either. House and car are in his name. Car is paid off. I am pretty sure our mortgage is underwater still anyways, so if he gets in a hurry to sell the house and split he will pay for it, not get a windfall.

That is a good plan on the debit card. You guys are so brilliant.