WH, Sounds like there's been quite a bit of activity since the last time I posted to you. Didn't your h want to have everything wrapped up by the end of the year? I think AJ is correct in the fact that the bully finally realized he wasn't going to get what he wanted by acting out, but also, his actions were greatly affecting his wallet, just as they were yours. Maybe he had a wake up call when your son got involved in the heated discussion. One will never know.
If the second mortgage is being discontinued, he doesn't have much time to get a refinance done. If he can't refinance it, both of you will have to come up with the money to pay the loan off. Ms. Karma has a way of showing up at the last minute. He's now got to do something about that mortgage. He can't sit and play stubborn bull any longer.
As for the OW, if she's not driving, why go in debt to purchase a new car? That doesn't make any sense to me...but nothing in the MLC world makes sense to us. I do think she's putting some pressure on him to get things done...but he has no one to blame for this mess but himself.
Sit back and watch that pot boil.
Enjoy your day!
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.