I'm back for a while

[kat727]

Dave Ramsey suggests after getting out of debt to have 3 to 6 months worth of expenses saved. Then you put in 15% into your retirement . Then 15% for college savings.

From what you have said, it sounds like you have skipped some steps. I think the biggest thing is having that safety net because inevitably something will happen where you will need to acess those funds. You don't need to share that, but I would think if you really were on step 5, you wouldn't have to be working all these odd end jobs.

kat