I'm having trouble understanding the living month to month thing & the "wolves at the door" when you settled a lawsuit, bought a timeshare & have $22,000 & $19,000 put away for your girls' educations. Something is out of whack. If you can't pay rent or put food on the table - you cash in education savings or sell the timeshare. Your girls must know how tight money is & that is very hard on kids.
The divorce set me back financially so that there was not much money set aside for education costs (he paid nothing for the D - I pd $25,000!). My children pd for part of their education, ex & I pd some each & the kids also got student loans (now pd off). It is admirable to have so much set aside for them but it seems out of balance.
I wish you could read what you write about $ and superficial things and see it with fresh eyes. Just as we do. Get your head out of the sand & please try to hear what everyone is telling you.
