I told my brother about what the L said. He has been the most understanding person I have spoke to about any of this. His reply was, "well it has to be divorce then". I had a weird feeling when he said that. Offended a little bit.
I feel like I have held on for over a year to keep the M going and now it's a financial need that is moving this.
Based on what you posted on the previous page, it really does sound like you're between a rock and a hard place. Basically the two viable options are status quo or D. Status quo leaves you in financial limbo for an undetermined amount of time. D frees you up to refinance the house and gives you some financial relief. It's a tough decision. If it were me, I would go with status quo, because I think your W is going to pursue the D anyway for the sake of the $$. Personally I just refuse to do my W the favor of taking care of the D for her. I want her, our kids and all our friends and family to know that SHE left and SHE filed for D, not me. But you may feel differently, and that's fine if you do!
