I understand, and if you had to sell and move you'd probably be out a whole lot more money that you just don't have right now. I think you're right that settling with W is the best thing to do. If I understand you correctly, that would clear the path to refinancing and that would give you some relief on your debt payments. It wouldn't be fair for your W to incur the costs of the "settlement payment" of the refi, so it sounds like 3k would be a fair offer to her. Her 5k number seems unreasonable unless there's more to the story, like you kept all the furniture or something. You might pitch the 2.5k to her, that leaves you a little room to negotiate. If it makes you feel any better we have a LOT more equity in our house, I'm going to have to shell out 100k to my W!
Jeez, your 100K puts it into perspective somewhat! W took what she wanted except a light and some door knobs which she would still want.
M36 W31 S4 S2 T5 M4 BD Jan12 S July12 Recon Sep12-Nov12 ILBINILWY Jan13 OM x 2 in 2013 W wants R July 13 I start D. Jan 14. Meet GF Nov 13 Have I changed enough? Jul 14
