Thank you for informing me that you've read my entire thread. I appreciate you taking the time and interest to do that.

I genuinely appreciate your opinions here and whatever advice you are willing to share. I know there will be a time when I'll need some more guidance and I hope you will be willing to provide that.

So much to consider. This is really overwhelming.

Vince B
M=10 yrs T=13 yrs
M45 / H 44
2 Boys 5 & 8
D Day: 7/16/13