BD One Year Later

[hopefulinga]

I met with the loan originator this am and H and I met with our accountant as well. We outlined a plan to try to get out of debt. The accountant told us that we needed to change the lifestyle, so now the test is if H can follow through with that.

I brought my budget and H once again said that his business doesn't allow him to be on a budget. The accountant told him that after all of this was paid off, that the lifestyle needed to change or we would be right back to where we were.

H made a few hints about the money missing from the savings account, but now he's doubled the amount that was in there. Whatever. I've offered to go through all of the finances to show him exactly where things went.

He doesn't seem to understand that the more credit card payments from his business, the less income he makes and the more money comes from savings to cover expenses.

I've decided that the finances is my line in the sand. I've busted my butt since BD to get my finances in order. I haven't been out of town in over 2 years, haven't seen my dad in about 3, and I can go on. I can no longer do this and watch H travel all over the place by himself, because at the end of the day, my salary is covering that.

I've decided I will no longer live off the clearance rack when I know I earn enough money not to. So, we'll see how the next few weeks play out with the plan.