One giant leap forward! - Part 4

[T1000]

Right now things are tough financially.

The house has been on the market for a few months. No offers so far and I'm running out of money and getting further into debt.

I'm looking at remortgaging it so I can stay put and make life more comfortable.

Do I discuss any of this with W?

I don't want to involve her as right now it's up to me what I do.
She is AFAIK is wanting to get the house sold so we can pay off debts and start fresh (these were her comments from last month, as in fresh start, apart).

The debt would be paid off but there would next to nothing left for a down payment on a house or renting and the cost involved with moving.

It's just not something I want to have to deal with right now. It's not something that our R could cope with right now. We have never agreed on money situations.

If I don't include her am I being deceptive? If I do I believe it won't end well.

Currently I give her £££ a month for the kids and I pay her car insurance. Other than that our finances are completely separate she only knows what she knew when she left and I know nothing about hers.
If we D'd she would be entitled to 1/2 of the house or 1/2 of what is left after it sold and debt paid off.