Don't come around here no more

[wishing, hoping]

Actually I don't have a lot of cards. I have one department store card and one joint credit card. I don't have a car payment, but I am on the mortgage and the second mortgage, so there aren't any cards to cancel, but I can't cancel the joint card, and H hasn't been using that one anyway. I keep a tight rein on that one.

I am trying to get my head wrapped around these finances. If I hadn't been so diligent in keeping our head above water with finances, we would be in a lot worse mess. I can see now how bad it could have been financially.

WH