Sounds like you're really doing good here! Way to go Christine!! Our attitude does mean everything in our sitches.... I'm decided I'm going for the thong/ brush in my sitch too and so far have had good response!! Seriously, wow! Ok- us women may have found our own version of DB!!
Refinancing the house is huge step! Wow- keep up being the amazing person, and I think you'll do great!
Master the self-fulfilling prophecy.. Act 'as if' it's going to happen and make it be!!