:)Ruby Kate fixed it for you but here's where you went off track

Also you did not call (agent) about the life insurance

You did or you did not is hardly ever a good way to start a sentence. If you hear that coming out of your mouth stop and think.

Time and Patience.

Me 57/H 58
M36 S 2.5yrs R 12/13

Let me give up the need to know why things happen as they do.
I will never know and constant wondering is constant suffering.
Caroline Myss