I call her "Rag" as a derogatory term. I blamed her for me not being able to fix the marriage I broke ! Yes i can hear you all . I rarely refer to her as that , just some days. Yes i should stop and yes I guess I hoped someone would see this as a sign of either of us , not quite ready to finish this. Not sure in the states but here you dont have to divorce to settle financially or ever. You cannot anyway for a mininmum term of 2 ywears post legal or agred seperation date. Neither one of us has filed the papers that only require a simple online form .