T, you may be right about the insurance. Both of our cars are on the same policy even though I've asked him repeatedly to get his own insurance. There's not a big difference in the premium.

As for the phone call, he can call from his cell phone or work. I don't know whether he and his gf have a home phone. I know nothing about her, them or where they live. I only know they live together. The rest is a big secret.

I won't forward his mail. He's been gone since 12/11, so he's had plenty of time to notify his creditors, etc. It seems he just doesn't want to take care of all of the details that come with leaving your family and home. He packed one suitcase and fled.

H just doesn't seem that together. I wonder if his co-workers see a difference. He has an executive position and manages about 100 people. He used to be highly regarded. I don't know about now. He may be fine in the business world.