I think that you could quit using the term WAW when referring to your W. Using the term constantly just gives it power to me.
As far buying your own place... Nothing says "got a life" like new digs. The car thing has been a source of of problems for you. I also think that you use it as a way to have reason to contact your wife. I am going to pay off my truck soon to end the tie between me and my wife. It is a tenuous hold at best.
I would use the time at your father's place to stash the cash and really find a place that meets all of your needs and wants.
Hope you are feeling better today.
“Things turn out best for the people who make the best out of the way things turn out” ― Art Linkletter