T^2! Sounds like you and I have the same questions today. I'll start by saying, "get out of your own way!" Haha! Ok, I'm out of any advice. I just know how you and I operate.

Stay cool bro.

M - 42
W- 37
S's - 9,6
M-12
T-14
FIL- diagnosed with fatal disease spring 2011
ILYBNILWY - march '12
FIL - died jan '13
W Moved out week later