I am not an expert whatsoever, but it almost seems to me your H knows you are worn down so is offering you less than you want hoping you will agree. The decision is ultimately up to you, of course, so I can't tell you want to do. If you are willing to live with the settlement go for it and be done. Just make sure you will have no regrets because it will be more expensive and difficult to change once things are said and done.
Just my two cents. WH
AT BD: WH 41, J 43; Bomb 2/5/2012 Two kids, one dog D Final 6/18/14 J marries OW 1/24/15 "No matter where you go, there you are"
