So my response to H - this is what I am thinking....

H,

I have your reviewed your financial analysis of our marital debt and have consulted with attorney(s) on my rights. I will not agree to these terms and our original agreement will need to remain in force. Should you disagree with this, please consult an attorney and proceed with the divorce as to formally legalize the responsibilites regarding the debts incurred.

BRNR

BombOctober 2012-
OW 11/28/12 -H still denies
Separated 11/29/12
Own place 12/12/12
Confessed OW/EA/PA 2/2/13
Oct 2013 - I knew I was done
Jan 2014 - Anticipating the rest of my life