I don’t know about our state, but I can tell you anything you want to know about the insurance provided through our company. We cover dependants, period end of statement. All pre-existing conditions that we had held prior were eliminated with HIPPA and we offer COBRA to an employee who’s children turn 23 and aren’t insured. We extend coverage to those dependants who are disabled, and we have never not once sent someone away to Medicaid. The only insurance laws we’ve had to do extensive research on (and this was during an internship, so not very recent) were to ensure that we were not extending too much coverage, which is when we stopped covering at 23 rather than 26. The difference must lie in the fact that we are a self-insured corporation although underwritten by BCBS. We make the rules; they put their name on the cards and provide the list of doctors that can be included in the PPO network that we own. Thus, their profit comes from being on our payroll. Well then, doesn’t this have not a damn thing to do with DBing!! Sorry!!
"It is not easy to find happiness in ourselves, and it is not possible to find it elsewhere."
--Agnes Repplier, writer and historian