It can be written into the divorce agreement, the insurance. My ex must let me maintain a policy on him until my alimony expires - this is to cover me for the alimony if he gets hit by a truck. I pay the premium - in theory, I think he should have had to pay it, but in practice, I'm glad to be paying it because then it is in my control and I am sure it is getting paid.
Funny story - we HAD an insurance policy in place when we divorced, that we'd had for many years, but he wouldn't let me keep that one because it was 500k instead of the 250k specified in the decree. Now - I'M the one paying the premiums. But he couldn't stand the idea that I might come out ahead if he died, with the larger policy. Like maybe I would send a hit man after him or something! Crazy MLC thinking strikes again.
