If your h is holding the policy on the life insurance, he could very well have changed the beneficiary portion to someone else. Are you holding the policy? Please do not count on the life insurance if he's holding the policy...they tend to change things when in mlc.
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.
