I'm glad that your son and H at least have a decent R. It is sad that it is not what it should be.
It seems like your H is remorseful for the A, but not about the financial stuff. Should we just chalk that up to his jello brain? Is he really that clueless?
The "shell people" are truly sad, lost, pathetic individuals.
Hope you are having a good day
Bomb January 2012 - doesn't feel the same about me
~ "There is nothing love cannot face; there is no limit to its faith, hope, and endurance."