Sorry TND. I do think it is way harder to have an MLC'er in the house...just from what I read, and my true opinion. Heck I see my H at least once a day, and it is so hard to deal with him during those encounters, so I do credit the ones who have their spouses still in the same residence.
All I can say is I feel like I am crazy too, but this is their craziness, let it stay that way.
My advice to you is to start small with a goal...maybe get your own account and save what you can. I am getting ready to deal with the financial bonds with my H, but I am going to do it gradually. Like today, we are jointly on the car insurance policy, so I am planning to go get my own today...sure it will probably cost me a little more, but my H is looking for financial freedom so he can go crazy...so, I figured why not give it to him...reality hopeful sets in for him a little. H drives for a living, so his car payment and car insurance will have to be something he does on his own from now on. Right now he just gives me the money and I pay it...
Remember baby steps...do what you feel is comfortable
BombOctober 2012- OW 11/28/12 -H still denies Separated 11/29/12 Own place 12/12/12 Confessed OW/EA/PA 2/2/13 Oct 2013 - I knew I was done Jan 2014 - Anticipating the rest of my life